All-in-One Business & Finance Platform

Everything you need in one place

For Your Business

Track business transactions, manage customers & staff, generate quotes, invoices, payslips & financial statements

For Your Personal Life

Track personal expenses, create budgets, savings goals and shopping lists

ZimLedger Features

Business Ledger Management

Simplified business accounting and comprehensive personal finance tracking. Manage income, expenses, assets, and liabilities with automated categorization - perfect for small businesses.

Customer Ledger

Manage individual customer accounts, track credit sales and payments, monitor outstanding balances, generate professional customer statements, and run aging analysis to see who owes you and for how long.

Staff Ledger

Track employee attendance, log overtime with automatic rate detection, manage leave balances with accrual and carry-forward, generate payroll input reports, and open each employee's complete account view — everything you need for workforce management and payroll preparation.

Automated Financial Statements

Generate professional Income Statements, Balance Sheets, and Cash Flow Statements automatically. Perfect for small businesses, freelancers, and anyone needing detailed financial reporting.

Quote & Invoice Generator

Create professional quotes, invoices, purchase orders, delivery notes and receipts. Email them directly to customers with delivery tracking, issue credit & debit notes, and add product bundles — perfect for freelancers and small businesses.

Payslip Generator

Effortlessly manage business payroll and personal income tracking. Generate professional payslips with automatic ZIMRA PAYE Tax and NSSA calculations.

Fiscal Ledger (ZIMRA Fiscalisation)

Issue ZIMRA-fiscalised tax invoices, credit notes and debit notes directly from ZimLedger. QR-verified documents, automatic fiscal days and Z reports — full FDMS integration, with step-by-step tutorials built in.

Dual Currency (USD & ZiG)

Record transactions in USD and ZiG across all your ledgers, with separate balances, per-currency budgets and official RBZ exchange rates. Both currencies feed into one set of financial statements.

Documents Vault & Receipt Attachments

Store contracts, licences and business records in 1 GB of secure cloud storage — and attach receipts directly to your ledger transactions, snapped with your camera or uploaded, downloadable anytime.

ZimLedger Team

Add team members to your ZimLedger account with custom roles and permissions. Control who can view, create, or manage transactions, customers, staff, and reports — perfect for businesses with multiple employees handling finances.

ZimLedger Tools

Your all-in-one business documents toolkit. Generate employment contracts, lease agreements, agreements of sale, affidavits, letterheads, business cards, company stamps, digital signatures, and fill PDF forms — all from within the app.

Powerful Visualizations

Advanced business analytics and personal finance insights with interactive charts. Track performance, compare periods, analyze trends for both business and personal finances.

Comprehensive Manual Ledger

Track business and personal income and expenses manually. Log transactions with custom accounts and categories for complete financial control and detailed reporting.

Monthly Budgets

Create and manage monthly budgets for business operations and personal expenses. Track spending against budgets to stay on target.

Savings Goals

Set and track financial savings goals for business growth fund, emergency funds, or personal targets. Monitor progress and stay motivated to reach your goals.

Ecocash Statement Analysis

Upload your Ecocash PDF statements and get instant Excel conversion with full automated analysis. View categorized summaries, interactive charts, spending patterns, outlier detection, shareable flyers, and detailed transaction tables — all filterable by date range.

Financial Calculators

Access essential business and personal finance tools including ecocash tarrifs calculator, loan repayment calculator, currency converters, and Zimbabwean PAYE tax calculator.

Grocery Shopping List Generator

Build shopping lists for business supplies or personal groceries. Access our database of thousands of product prices and track costs efficiently.

Access ZimLedger

Choose how you want to access ZimLedger - download our Android app, install the Windows Desktop App, or use your web browser.

Android App

Get our app from Google Play for a mobile-optimized experience

  • Works on all android devices
  • Mobile-optimized interface
  • Install directly on your device
Get it on Google Play

Windows Desktop

Install ZimLedger directly on your Windows computer

  • Windows 10 & Windows 11
  • Desktop-optimized experience
  • Internet connection required
Download for Windows

Web Browser

Access instantly from any computer or mobile device with internet connection

  • Works on any device
  • No installation required
  • Always up-to-date

Frequently Asked Questions

Q: How does the Business Ledger work?

Q: What is Customer Ledger?

Q: What is Staff Ledger?

Q: What is ZimLedger Team?

Q: What is ZimLedger Tools?

Q: Can ZimLedger generate financial statements for my business?

Q: Can ZimLedger fiscalise my invoices with ZIMRA?

Q: Does ZimLedger support both USD and ZiG?

Q: Can I store documents and receipts in ZimLedger?

Q: What is hybrid accounting and how does ZimLedger use it?

Q: Is ZimLedger suitable for small businesses and freelancers?

Q: Can I separate my business and personal finances in ZimLedger?

Q: What else can ZimLedger do?

Q: Who is behind ZimLedger?

Q: Is my data secure?

Q: Is ZimLedger free to use?

Q: What devices does ZimLedger work on?

Q: How can I generate an Ecocash PDF statement?

Q: How fast does ZimLedger take to convert and analyse an Ecocash PDF Statement?

Our Pricing Plans

Choose the plan that is right for you. Get started for free and unlock powerful tools to manage your business & finances.

Free Plan

$0

Includes a 7-day free trial of all Premium features.


  • Ecocash PDF Upload & Excel Conversion
  • Personal Manual Ledger Entry
  • Personal Transaction History & Export
  • Financial Calculators
  • Personal Contact Management
  • File & Data Management
  • Account Management
  • Two-Factor Authentication (2FA)
  • Automated Financial Statements Generation
  • Business Ledger Management
  • Customer Ledger (Customer Accounts, Statements & Aging Analysis)
  • Staff Ledger (Attendance, Overtime & Leave Management)
  • ZimLedger Team (Multi-User Access & Permissions)
  • ZimLedger Tools (Contracts, Agreements, Letterheads & Business Documents)
  • Business Expense Tracking & Categorization
  • Separate Business & Personal Accounts
  • Professional Quote & Invoice Generator
  • Business Payslip Generator with Tax Calculations
  • Fiscal Ledger (ZIMRA Fiscalised Invoicing)
  • Documents Vault (1 GB Secure Storage)
  • Receipt Attachments on Ledger Transactions
  • Advanced Business Analytics & Reports
  • Advanced Ecocash Analytics
  • Personal Savings Goals Tracker
  • Monthly Budgeting Tools
  • Interactive Data Charts & Graphs
  • Transactions Outlier Analysis
  • Grocery Shopping Lists Generator
  • Financial Flyers
Most Popular

Premium Plan

$5 / month

Unlock all features for complete financial control.


  • Ecocash PDF Upload & Excel Conversion
  • Personal Manual Ledger Entry
  • Personal Transaction History & Export
  • Financial Calculators
  • Personal Contact Management
  • File & Data Management
  • Account Management
  • Two-Factor Authentication (2FA)
  • Automated Financial Statements Generation
  • Business Ledger Management
  • Customer Ledger (Customer Accounts, Statements & Aging Analysis)
  • Staff Ledger (Attendance, Overtime & Leave Management)
  • ZimLedger Team (Multi-User Access & Permissions)
  • ZimLedger Tools (Contracts, Agreements, Letterheads & Business Documents)
  • Business Expense Tracking & Categorization
  • Separate Business & Personal Accounts
  • Professional Quote & Invoice Generator
  • Business Payslip Generator with Tax Calculations
  • Fiscal Ledger (ZIMRA Fiscalised Invoicing)
  • Documents Vault (1 GB Secure Storage)
  • Receipt Attachments on Ledger Transactions
  • Advanced Business Analytics & Reports
  • Advanced Ecocash Analytics
  • Personal Savings Goals Tracker
  • Monthly Budgeting Tools
  • Interactive Data Charts & Graphs
  • Transactions Outlier Analysis
  • Grocery Shopping Lists Generator
  • Financial Flyers

Why Choose ZimLedger?

Smart, Secure, and Built for You

At ZimLedger, we do not just help you manage finances — we provide a complete business management and personal finance platform that empowers small businesses and individuals to make informed financial decisions. Here is why businesses and individuals trust us:

Professional Business Reporting

Generate professional Income Statements, Balance Sheets, and Cash Flow Statements that meet business standards. Perfect for tax compliance, investor presentations, loan applications, and business analysis.

Comprehensive Financial Tools

From automated financial statements, business ledger management, customer account tracking, staff management, and business document generation to personal expense tracking, professional invoicing, payroll with tax compliance, budgeting, and more — ZimLedger is your complete accounting and business management solution. Available on Android, Windows Desktop, and any web browser.

Designed for Zimbabwe

We understand Zimbabwe's unique business and financial landscape. ZimLedger works seamlessly with local tax compliance (ZIMRA PAYE, NSSA), ZIMRA FDMS fiscalisation, dual-currency USD & ZiG bookkeeping on official RBZ rates, Ecocash integration, and meets the specific needs of Zimbabwean businesses and individuals.

Powerful Visual Insights

Advanced business analytics and personal finance insights with interactive charts, professional financial reports, and clear summaries that help you make informed business and financial decisions.

Data Security You Can Trust

Your financial data is private, and we keep it that way. ZimLedger uses secure data encryption and strict privacy measures to protect your information. You are always in full control of your data, with easy tools to manage, download, or permanently delete your records at any time.

Backed by Techbolt Digital

ZimLedger is owned by Techbolt Digital Pvt Ltd, a Zimbabwean financial technology company established by the founders of Webzim, one of the country’s leading web hosting companies — giving you the confidence of working with a trusted local brand.